Yes, General Liability Insurance (GLI): These are insurance policies that can cover legal and medical costs in case of injuries or property damage that occur on your business premises and are the responsibility of your company. This includes injuries to customers, visitors, or suppliers.

Workers’ compensation is a type of insurance that provides benefits to employees who are injured or become ill due to work-related activities or at the workplace. It does not depend on whether your employees already have health insurance or other types of insurance.

In many places, workers’ compensation is a legal requirement that employers must comply with. It’s important to be informed about the laws regulating your company.

In Georgia, like in other states in the United States, you’ll need to consider a commercial property insurance policy or a specific insurance policy for equipment and machinery to protect your assets. Commercial property insurance policies generally provide coverage for physical damage to your equipment and machinery caused by events such as fires, theft, floods, storms, and vandalism.

Some of these policies are known as: Commercial Property Insurance, Business Interruption Insurance, Theft Insurance, Mobile Equipment Insurance, Specific Coverage for Electronic or Technological Equipment, among others.

Consult with one of our experienced commercial insurance agents. Share information about your business sector, service area, assets, income, and risks. This will help us assist you in determining the amount of coverage you need and recommend the most suitable policies for your business.

Insuring the commercial vehicles, you use for your business in the United States is essential to protect both your assets and liability in case of accidents or other vehicle-related incidents. Liability Coverage, Collision Coverage, and Comprehensive Coverage are some you should consider.

Our agents can assist you in understanding your specific needs and finding the right coverage for your business.

There are several things you should do, including reviewing your contract or refund policy, consulting with an attorney, and if you have a business liability insurance policy, notifying your insurance company about the lawsuit. Provide all relevant information and cooperate with your insurance company throughout the process.

To ensure you’re protected if your business suffers damage from a fire or flood, you should take proactive measures and consider obtaining appropriate insurance policies. Commercial Property Insurance, Business Interruption Insurance, and Flood Insurance are some coverages you may need. Evaluate them with our insurance advisors to ensure you’re getting what you and your business need.

Yes, there is specific coverage designed to mitigate the risks of errors or negligence in your professional field. It’s known as “Errors and Omissions Insurance” (E&O). This policy is designed to protect professionals and businesses that provide advisory, consulting, or professional services against claims related to errors, omissions, or negligence in the provision of their services.

Professions that often benefit from Professional Liability Insurance include lawyers, doctors, architects, accountants, insurance agents, real estate agents, consultants, designers, and many other professionals who provide advisory or professional services.