The price of your auto insurance premium typically depends on age, driving history, claims history, and the vehicle. It also depends on the amount of coverage you choose and the deductible.

Yes, if you have optional comprehensive coverage that you can add to your car insurance policy, then you are covered for hitting a deer or another animal on the road. If you only have liability coverage, you are likely not covered.

Standard homeowners’ insurance policies cover a variety of situations, such as damages from storms, fires, break-ins, and other events, depending on your coverage and up to the limits of your contract, minus any deductible.

One way to find out is by consulting FEMA’s flood map. The map shows the flood risk of each community. Enter your address in the flood map to get a record of your area.

Coverage for your recreational vehicle is equally important because it protects you from risks and, in some cases, is mandatory just like auto insurance.

Coverage for accidents and illnesses (cancer, surgery, IV fluids and medications, tooth extractions), end-of-life expenses, microchip, free virtual vet visits, reimbursements for vet bills, among many other benefits.

No, you’ll need to purchase special coverage if you want to protect the furniture and other belongings in your home.

Yes, insurance companies allow someone else to be the payer of the policy while you are the beneficiary.